Did you know?
From the Pathfinder
Authorisation checklist
Capture activities and clarify open classification questions.
Regulatory Pathfinder / Project roadmap
From your idea to your first client service
Think your venture might need authorisation? This map shows the decisions between business concept, application and launch. Choose the phase you are working on to find relevant questions and tools.
Find my project phase ↓Where are you now?
Select a phase and open the relevant starting point.
Why specialist project leadership matters across these phases →
Phases × workstreams
This matrix links phases to typical tasks. Select a phase above to highlight its column. The sequence is an orientation, not a prescribed process.
Fit & Proper · management skills matrix and checklist →
MaComp · 18 operational questions →
| Workstream | 00 · Business concept | 01 · Authorisation application | 02 · Operating model | 03 · Operational readiness | 04 · Operational launch |
|---|---|---|---|---|---|
| Business model | Service and clients | Activity and permission route | Specify product and distribution | Test assumptions against delivery | Reassess changes |
| Technology & data | Outline app and data flows | Plan architecture and outsourcing | Implement access and interfaces ↗ | Test security and outages ↗ | Monitor incidents ↗ |
| Processes & clients | Define client journey | Plan onboarding and assessments | Integrate appropriateness and suitability ↗ | Test client journey ↗ | Monitor client relationships ↗ |
| People & organisation | Clarify roles | Name management and functions | Implement staffing and governance ↗ | Test accountability ↗ | Continue training and oversight ↗ |
| Contracts | Outline service promise | Plan contract model and documents | Align mandates, terms and information ↗ | Test execution and versions ↗ | Govern amendments ↗ |
| GRC & resources | Estimate risks and resources | Evidence controls and business plan | Implement controls and capital planning ↗ | Test effectiveness and capacity ↗ | Monitor risks and funds ↗ |
↗ Opens a workstream. Scroll horizontally on small screens.
Guided assessments within workstreams
Appropriateness and suitability belong to onboarding and client relationship design. Technology supports questions, decision logic and documentation; organisation and contracts define responsibilities, mandates and client information.
Explore client processes →Explore contracts →This is an illustrative project structure, not an official set of phases or a complete compliance review. MiFID II · Art. 16
Have you explored?
Across our tools & projects
Fit & Proper · skills matrix
Prepare management profiles and collective suitability reviews.
International market entry / Germany
Is Germany your next market?
Considering a local office, a branch or a standalone authorisation in Germany? The appropriate route depends on your home jurisdiction, activities and operating model. 3RMCN combines experience from complex supervisory projects with product, technology and delivery expertise: from entry strategy and key interfaces through to operational readiness.
Discuss your plans ↗Supervisory perspectives
Familiar with several regimes
Experience in the context of CySEC (Cyprus), MFSA (Malta), FCA (United Kingdom), the European ESMA framework and MAS (Singapore). ESMA is not a national licensing authority.
International structuring
Incorporating offshore?
For incorporation in offshore jurisdictions, relevant specialists from the network can be involved. Jurisdiction, activities and regulatory obligations need to be considered for each project.