Service & responsibility
What does the client receive? Who makes investment decisions, who executes orders and who holds assets?
Regulatory Briefing / Authorisation
Planning a financial service? Start here.
You may be building an app, connecting clients with a provider or making investment decisions on their behalf. What the service actually does shapes questions about authorisation, responsibility and readiness. Follow the path from your idea to your first client service.
Explore the project phases →Questions to clarify first
Authorisation & evidence
Classification shapes the potential permission route and questions around the business plan, management, resources and organisation.
Operational capability
An authorised service also needs people, technology, client processes and controls that work together.
Could your business need permission?
The Pathfinder shows the typical project phases. In Phase 1, the interactive checklist helps capture your activities and open questions.
Explore project phases →Open checklist →The applicable route depends on actual activities and the relevant legal framework. BaFin: Authorisation
Did you know?
From the Pathfinder
Business concept
How an app can become an activity that requires permission.
Have you explored?
Across our tools & projects
Fit & Proper · skills matrix
Prepare management profiles and collective suitability reviews.
International market entry / Germany
Is Germany your next market?
Considering a local office, a branch or a standalone authorisation in Germany? The appropriate route depends on your home jurisdiction, activities and operating model. 3RMCN combines experience from complex supervisory projects with product, technology and delivery expertise: from entry strategy and key interfaces through to operational readiness.
Discuss your plans ↗Supervisory perspectives
Familiar with several regimes
Experience in the context of CySEC (Cyprus), MFSA (Malta), FCA (United Kingdom), the European ESMA framework and MAS (Singapore). ESMA is not a national licensing authority.
International structuring
Incorporating offshore?
For incorporation in offshore jurisdictions, relevant specialists from the network can be involved. Jurisdiction, activities and regulatory obligations need to be considered for each project.